I
attended the Access Health CT event in Danbury this past week
covering an Insurance Exchange in development. It is expected to
open for placing medical insurance programs this October for policies
taking effect the 1st of January next year. It is quickly
apparent that this exchange's core mission is to direct state
subsidies to the ten percent of the population that is un-insured so
that they become insured.
At
this juncture it is difficult to criticize since the various insurance plans have not yet been submitted, reviewed and approved. But it
is disheartening to see the very limited mandate to explore ways to
reduce health expenditures. I heard from the panel that they wanted
to protect the public from plans that had a high deductible! In other
words the plan I was looking for.
I
want a plan that let's me see and pay directly the doctor I choose
and that just protects me from the Master Charge list of the
Hospitals and clinics that my doctors choose to use when they require
such a facility. It is apparent that a plan such as that will not be
allowed in or out of the exchange.
